Section
Retirement
38 posts
Helping clients build retirement wellness in a longer-life era
Wealth Strategist Ben Rizzuto discusses why today’s advisors must take a more holistic approach to retirement planning that involves non-financial considerations – especially as clients prepare to spend more time in retirement.
From accumulation to decumulation: Why participant education must evolve
While the retirement industry has largely solved for accumulation, there is much work to be done in helping plan participants navigate decumulation. Joey Madigan, Senior Associate Director, Insurance & Retirement Group, discusses why education is crucial to this effort.
The Conviction Gap: What Most Advisor Portfolios Are Missing at the Core
Most advisor portfolios mistake active weight for manager conviction. Franklin Templeton's five-factor core equity suite fixes that, starting with a proprietary conviction signal that extracts what managers actually believe.
The Stealth Wealth Killer: Sequence of Returns Risk in a High-Inflation Retirement
Why the order of returns matters more than the average, and what the research actually says advisors should do about it now.
Closing the Gap: Why Indexed Annuities Belong in the Retirement Conversation
The math of retirement has never been more unforgiving. Longer lifespans, compounding healthcare costs, and persistent market volatility…
Women and retirement: Planning with confidence
Women continue to face unique financial challenges, including longer life expectancies, caregiving responsibilities, and lower lifetime earnings. In conjunction with Women's Retirement Security Day, Marquette Payton outlines practical steps women can take to help strengthen their retirement readiness and long-term financial security.
The Sequence Tax: Why the First Five Years of Retirement Decide Everything
by AdvisorAnalyst.com Editorial Team Every retiree gets one shot at one sequence of returns. According to David Varadi,…
The Plan Is the Point: What Fidelity's 2026 Retirement Report Tells Us About Canadian Confidence
Twenty-one years of data. One stubborn truth: planning works — and most Canadians still aren't doing it.
David Varadi: The Early Years of Retirement Are The Most Dangerous
Listen on The Move Every retiree gets exactly one shot at one sequence of returns — and…
Risk Management For Retirees: When To Reduce Exposure
by Lance Roberts, RIA Last week, a viewer of the Morning Show emailed me about risk management for…
Retirement income planning: Why framing matters more than math
Janus Henderson’s 2025 Investor Survey shed light on how framing can influence investor behaviors. Wealth Strategist Ben Rizzuto explains how to align these behavioral preferences with strategies that can enhance clients’ retirement confidence.
Gen X at a Crossroads: Allianz Finds Inflation and Market Jitters Casting a Long Shadow on Retirement
Gen X—the group now in their late 40s and 50s—should be hitting their stride when it comes to…
Chart to Watch: Volatility causing clients to question their retirement income plans
by Ben Rizzuto, CFP®, CRPS®, CPWA®, Director, Wealth Strategist, Janus Henderson Understanding how market volatility impacts investor behavior…
Investor Survey: Exploring the psychology of retirement income planning
Matt Sommer, Head of Specialist Consulting Group, discusses how the findings from Janus Henderson’s latest Investor Survey present an opportunity for advisors to address investor psychology in their practices.
The Fear of Running Out of Money
by Ninepoint Partners The timing of drawdowns matter to a portfolio. They matter a lot. 'Sequence of investment…
2023 Fidelity Retirement Report: Rising costs shake Canadians' Retirement Optimism
Listen on The Move In this episode we welcome Peter Bowen and Michelle Munro from Fidelity Investments Canada,…