Important Disclosures
Indexes are unmanaged, do not incur fees or expenses and cannot be invested in directly.
The S&P 500® Index is a market-capitalization weighted index that consists of 500 widely traded stocks chosen for market size, liquidity, and industry group representation.
Russell indices are market-capitalization weighted and subsets of the Russell 3000® Index, which contains the largest 3,000 companies incorporated in the United States and represents approximately 98% of the investable U.S. equity market. The Russell 2000® Index is composed of the 2000 smallest companies in the Russell 3000 Index.
MSCI EAFE® Index—The Morgan Stanley Capital International Europe, Australasia, and Far East (MSCI EAFE) Index is a free float-adjusted market capitalization index that is designed to measure developed market equity performance, excluding the US & Canada. The MSCI EAFE Index consisted of the following 22 developed country indices: Australia, Austria, Belgium, Denmark, Finland, France, Germany, Greece, Hong Kong, Ireland, Israel, Italy, Japan, the Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and the United Kingdom.
Barclays U.S. Aggregate Bond Index—a broad base index, maintained by Barclays, used to represent investment grade bonds being traded in United States. Securities included must be fixed rate, dollar-denominated and nonconvertible. Bonds included span the maturity horizon, although all issues must have at least one year to maturity. All returns are market value weighted inclusive of accrued interest.
Citigroup U.S. 3-month Treasury Bill index—an index that measures monthly total return equivalents of yield averages that are not marked to market. The Index consists of the last three three-month Treasury bill issues.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.
All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.
Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.
Diversification strategies do not assure a profit and do not protect against losses in declining markets.
The Schwab Center for Financial Research is a division of Charles Schwab & Company, Inc.
