Money, Marriage & Meaning: How Couples Build Wealth Together with Douglas and Heather Boneparth

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Featuring Heather & Douglas Boneparth, authors of Money Together

What really happens when love, money, ambition—and sometimes resentment—share the same address?

In this deeply honest and refreshingly candid episode of Insight Is Capital, host Pierre Daillie sits down with Heather and Douglas Boneparth, the powerhouse couple behind Bone Fide Wealth and co-authors of the bestselling book Money Together.

Heather’s journey from corporate attorney to financial storyteller and Doug’s rise as one of today’s most recognizable financial planners form the backdrop for a conversation that goes far beyond spreadsheets. They open up about the real dynamics inside modern relationships: shifting power, unseen labor, income imbalances, ambition, fairness, and the emotional landmines that determine whether couples thrive—or quietly fracture.

Key Takeaways

  • Money problems are rarely about money—they’re about communication, fairness, and identity.
  • Heather and Doug reveal how unspoken expectations, shifting power dynamics, and invisible workloads slowly erode trust when couples aren’t talking honestly about what’s changing in their lives.

  • Fairness—not 50/50 equality—is the foundation of a resilient financial partnership.
  • True fairness means “making room” for each other—emotionally, professionally, and financially—as needs, seasons, and capacities evolve.

  • Shared financial success requires discomfort, curiosity, and consistent practice.
  • Quarterly money dates, honesty about risk tolerance, and a willingness to stretch outside comfort zones create the compounding effect that strengthens relationships over decades.

    This episode is a must-watch for couples, advisors, and anyone seeking a healthier, more intentional relationship with money—and with each other.

    👉 Order the book: https://domoneytogether.com
    👉 Subscribe to their newsletter, The Joint Account: https://readthejointaccount.com

    ⏱️ CHAPTERS

    00:00 – Welcome
    00:56 – Meet Heather & Doug
    02:20 – From law to financial storytelling
    03:09 – Doug on building Bone Fide Wealth
    04:29 – Balancing work, family & online presence
    05:48 – Chaos, organization & compromise
    07:00 – Discomfort as a sign of growth
    08:21 – Risk tolerance inside a marriage
    09:12 – The pandemic inflection point
    11:48 – Identity, resentment & invisible labor
    12:43 – The ultimatum that changed everything
    14:30 – How the book Money Together was born
    16:26 – What couples aren’t saying about money
    18:16 – Vulnerability & honesty in relationships
    21:52 – Why clients don’t reveal everything at first
    23:09 – How advisors can foster honest conversations
    25:45 – Slow, gentle financial dialogue
    29:18 – Fairness vs. equality
    33:49 – Workloads, seasons & avoiding scorekeeping
    36:51 – How resentment communicates without words
    38:25 – Collective ambition & shared power
    39:55 – Trust, money dates & compounding
    44:24 – What couples should remember—20 years later
    46:37 – Where to find the book & newsletter
    47:10 – Closing reflections

    ⭐ KEY THEMES

    • Money & relationships
    • Power dynamics inside couples
    • Communication breakdowns
    • Shared ambition & fairness
    • Emotional dimensions of financial planning
    • Why advisors must go beyond numbers
    • Building a resilient financial partnership
    • Trust, teamwork & long-term growth

    📣 FOLLOW & SUBSCRIBE

    If you enjoyed this conversation, hit LIKE, SUBSCRIBE, and turn on notifications for more deep, human, and practical conversations with leaders in wealth, finance, psychology, and behavioral insights.

    #MoneyTogether #DougBoneparth #HeatherBoneparth #FinancialCouples #RelationshipFinance #MoneyAndMarriage #JointFinances #MillennialMoney #FinancialWellness #PersonalFinanceTips

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